TRUM Takes
Stay ahead of evolving market trends with the latest industry insights, regulatory updates, and corporate breakthroughs directly from the risk management specialists. TRUM Africa is actively shaping the future of African commercial insurance through innovative product launches, global partnerships, and expert underwriting news.
Most policies look great… until the claim arrives
TRUM Takes: Why policies look fine on placement day but underinsurance and outdated assumptions surface when the claim arrives.
Unsupervised AI is becoming the next uninsured risk
TRUM Takes: Carla Gillham on why unsupervised AI is a management liability brokers must address before renewal.
Insurance is not a panic button
Carla Gillham launches TRUM Takes: why insurance responds after incidents-and how brokers close the protection gap before claims.
The first hours are critical
Most clients spend time talking about the policy. Very few spend time talking about what happens in the first few hours after something goes wrong.
Confidence in the Insurer matters more than the schedule
TRUM Takes: Why insurer confidence under claims pressure matters more than a perfectly worded schedule.
Not all policies are equal… cheapest is rarely the best
TRUM Takes: Carla Gillham on why the cheapest policy is rarely the best when claims pressure reveals insurer performance.
Travel insurance isn’t just about lost luggage
When people hear “travel insurance”, they often think about delayed flights or missing bags, but in reality, those are the easiest parts of the risk.
Insurance Is a seatbelt, not a Driving Lesson
TRUM Takes: Insurance manages consequences after a loss; it does not replace risk prevention. A seatbelt analogy for brokers.
When the contract matters more than the claim
“Just sign the contract“…….until it costs you the claim. In the tourism and hospitality sector, signing contracts with international booking agents, inbound tour operators, and