TRUM Takes
Stay ahead of evolving market trends with the latest industry insights, regulatory updates, and corporate breakthroughs directly from the risk management specialists. TRUM Africa is actively shaping the future of African commercial insurance through innovative product launches, global partnerships, and expert underwriting news.
Insurance Is a seatbelt, not a Driving Lesson
TRUM Takes: Insurance manages consequences after a loss; it does not replace risk prevention. A seatbelt analogy for brokers.
Travel insurance isn’t just about lost luggage
When people hear “travel insurance”, they often think about delayed flights or missing bags, but in reality, those are the easiest parts of the risk.
Unsupervised AI is becoming the next uninsured risk
TRUM Takes: Carla Gillham on why unsupervised AI is a management liability brokers must address before renewal.
The first hours are critical
Most clients spend time talking about the policy. Very few spend time talking about what happens in the first few hours after something goes wrong.
Not all policies are equal… cheapest is rarely the best
TRUM Takes: Carla Gillham on why the cheapest policy is rarely the best when claims pressure reveals insurer performance.
Insurance is not a panic button
Carla Gillham launches TRUM Takes: why insurance responds after incidents-and how brokers close the protection gap before claims.
When the contract matters more than the claim
“Just sign the contract“…….until it costs you the claim. In the tourism and hospitality sector, signing contracts with international booking agents, inbound tour operators, and
Confidence in the Insurer matters more than the schedule
TRUM Takes: Why insurer confidence under claims pressure matters more than a perfectly worded schedule.
Why “Full Cover” is a Myth
TRUM Takes: Why full cover is misleading and how brokers help clients understand where policies stop responding.