Insurance is not a panic button

Carla Gillham launches TRUM Takes: why insurance responds after incidents-and how brokers close the protection gap before claims.
Most policies look great… until the claim arrives

TRUM Takes: Why policies look fine on placement day but underinsurance and outdated assumptions surface when the claim arrives.
Not all policies are equal… cheapest is rarely the best

TRUM Takes: Carla Gillham on why the cheapest policy is rarely the best when claims pressure reveals insurer performance.
Unsupervised AI is becoming the next uninsured risk

TRUM Takes: Carla Gillham on why unsupervised AI is a management liability brokers must address before renewal.
Confidence in the Insurer matters more than the schedule

TRUM Takes: Why insurer confidence under claims pressure matters more than a perfectly worded schedule.
Why “Full Cover” is a Myth

TRUM Takes: Why full cover is misleading and how brokers help clients understand where policies stop responding.
Insurance Is a seatbelt, not a Driving Lesson

TRUM Takes: Insurance manages consequences after a loss; it does not replace risk prevention. A seatbelt analogy for brokers.