Protecting your assets is one thing.
But protecting your people?
That’s everything.
Kidnap & Ransom Insurance
TRUM have designed a specialised Kidnap and Ransom insurance solution that offers three areas of comprehensive protection:
Immediate Crisis Management
Direct, 24/7 access to a global response centre where specialists manage the event from the first call.
Comprehensive Coverage
Protection structured around real-world threats, including kidnap, extortion, hijack, and illegal detention.
Custom-Structured Policies
Integrated plans tailored to cover the complex intersection of high-net-worth families and their corporate structures.
The country has been gripped by the news of various kidnapping cases, as well as the statistics which indicate the horrific rise in kidnapping between 2024 and 2025 59.1% nationally.
Whilst each case is moderately different, the modus operandi appears somewhat similar in that the victims are specifically targeted, forced into a vehicle (either their own or another), and driven away. Moreover, these incidents are not random. A significant number were financially motivated, linked to ransom demands, hijackings, and robbery.
What is particularly concerning is that there is no room for complacency. This method of extortion is no longer a distant or abstract threat—it is prevalent and crosses racial and financial lines, affecting the lower, middle, and upper classes alike. The only difference is the ransom amount demanded.
The onus, therefore, is to ensure that we and our loved ones are taken care of, and catered for, should the unthinkable occur.
Protect your capital
Protect yourself and your people
Integrate this insurance product into your risk management strategy
Behind every statistic lies a real-life risk, these numbers can’t be ignored
119%
3.2x
higher targeting rate for financial sector employees
55+
Financial executives and key personnel are frequently targeted. These are not random acts; a significant portion are financially motivated, linked to ransom, hijacking, and robbery. This is a calculated risk that cannot be diversified away.
63%
47%
43%
of incidents occur within 2km of financial district or branch locations
4.2M
Comprehensive Coverage for Unforeseen Threats
Insured Events
- Kidnap - Unlawful abduction and holding for ransom
- Extortion - Threats demanding money or property
- Hijack - Unlawful seizure of vehicle or person
- Illegal Detention - Unlawful confinement
- Mysterious Disappearance - Unexplained absence
- Threat Response - Costs for responding to credible threats
- Hostage Crisis - Situations where individuals are held captive by force
- Virtual Kidnap - Deceptive schemes that trick victims into believing a loved one has been kidnapped
Extensions to Cover
- Workplace Violence - Incidents of violence occurring in the workplace
- Express Kidnap - Short-term abduction for immediate financial gain
- Business Interruption - Financial losses due to business disruption caused by a covered event
- Child Abduction - Unlawful taking or concealment of a child
- Emergency Political Repatriation - Costs for emergency evacuation due to political instability
All TRUM policyholders benefit from our strategic partnership with SPS, leading experts in risk management and assistance globally
24/7 Global Response Centre
Experienced Team
SPS Safeture App
Safeguard Your Future Today
Don’t wait for a crisis to strike. Proactive risk management is essential in today’s unpredictable world. Contact us today to discuss how to integrate this vital layer of security into your risk management strategy
