Complete Insurance

Niche & Specialised Insurance

Tailored specialty insurance for unique sectors and non-standard risk exposure
Some risks don’t fit standard policies. TRUM Africa’s specialised insurance portfolio is built for unique situations, whether you’re planning a concert, embarking on fertility treatment or seeking leadership liability cover. Our event insurance protects organisers against property damage and public liability, while Fertility‑Sure offers financial peace of mind for IVF journeys. We also insure directors and officers against legal claims and provide crisis management and kidnap response solutions for high‑risk operations. Every policy is bespoke and supported by expert underwriters who understand the nuances of niche sectors.

Frequently Asked Questions

  • What is Fertility‑Sure?
    Fertility‑Sure is an insurance product designed to cover certain costs and risks associated with in‑vitro fertilisation (IVF) treatments.

  • Do I need insurance for an event?
    Event insurance protects you against liabilities, cancellations and unexpected damages during public or private events.

  • Why take out directors & officers insurance?
    D&O insurance protects company leaders from personal liability in relation to their management decisions.
  • What is crisis management insurance?
    This cover provides resources and financial support to handle emergencies such as kidnap, ransom or political violence.

  • Can niche insurance be customised?
    Yes. Every specialist policy is tailored to the specific risks of the individual or business.

Health and Specialized Services Insurance

Leading a business and managing its operations come with inherent risks. Ensuring the protection of leadership and the smooth functioning of operations is paramount.

Our insurance solutions are tailored to shield leadership from potential liabilities and to address unique challenges in business operations, ensuring that companies can function effectively while minimizing risks.

Insurance solutions protecting leadership and supporting business operations

Event and Entertainment Cover

Comprehensive coverage for event organizers, ensuring protection against potential risks, from property damages to liabilities.

Fertility-sure (IVF ) Insurance

Embarking on the journey of IVF can be emotionally and financially taxing. Our Fertility-sure product offers coverage, ensuring that potential risks are mitigated, allowing families to focus on the future.

Resilient Security & Crisis Response Insurance

Security-focused insurance for cyber threats political unrest and high-risk events

In a world where challenges are growing more complex, businesses are up against a range of security risks that can affect both operations and reputation.

Our security-focused insurance solutions are designed to address challenges from cyber threats to political unrest and kidnapping scenarios. By offering robust protection against these diverse risks, we ensure businesses can navigate challenges with resilience and assurance.

Political Violence and Terrorism Insurance

Protect your business operations against the unforeseen impacts of political unrest and acts of terrorism, ensuring continuity and resilience.

Kidnap
& Ransom Insurance

Specialised coverage providing support and resources in the unfortunate event of kidnappings, ensuring safety and peace of mind.

Cyber Threat Insurance

Guard against the ever-evolving cyber threats, ensuring your digital assets, data, and operations remain secure and uncompromised.

Leadership & Operational Safeguarding Insurance

Why Our Specialty Solutions
Make Business Sense

Leading a business and managing its operations come with inherent risks. Ensuring the protection of leadership and the smooth functioning of operations is paramount.

Our insurance solutions are tailored to shield leadership from potential liabilities and to address unique challenges in business operations, ensuring that companies can function effectively while minimizing risks.

Directors and Officers Insurance

Protect your leadership team against potential claims arising from their roles, ensuring they can lead with confidence and integrity.

Strategic insurance for specialised sectors with industry-specific risk insight

Specialised sectors present unique operational challenges and risks. Addressing these requires a strategic approach to insurance, one that’s rooted in a deep understanding of industry-specific nuances

Our Specialty Insurance solutions are more than just policies; they’re strategic tools that enhance operational efficiency, reduce financial vulnerabilities, and position your business for sustained growth. Investing in tailored insurance is not just about managing risks; it’s about leveraging them for business advantage. With us, you can be confident in your business decisions, knowing that we’ve got the contingencies covered.

  • Precision-Driven Approach:
    We don’t offer one-size-fits-all solutions. Our insurance products are designed based on in-depth research and analysis of each specialized sector.

  • Comprehensive Coverage:
    From potential liabilities to unforeseen operational risks, our policies ensure that every aspect of your business is protected.

  • Cost Efficiency:
    By mitigating risks effectively, we help reduce potential financial setbacks, ensuring a better bottom line for your business.

  • Business Continuity: With the right protection in place, disruptions are minimized, ensuring smooth and continuous operations.

  • Enhanced Credibility: Being adequately insured not only protects your business but also boosts your credibility among stakeholders and clients.