DailyCover is a flexible short‑term insurance option that lets you purchase cover online for the exact days you need. It’s designed for those who only require occasional protection, such as guides or rental operators.

Can I buy passenger liability cover online?

Yes. The platform allows you to add passenger liability cover and other options, tailoring your policy to your specific needs.

When does cover start and end?

Cover commences at midday on your chosen start date and ends at midday when the purchased number of days expires. You control the duration when purchasing.

Is there a waiting period for the personal accident benefit?

No. There is no waiting period on the personal accident portion, so you’re protected immediately.

On-line Insurance

Risk placement should be seamless. Our digital suite enables on-demand short‑term cover for specialized exposures. Whether you are a SADC tour operator requiring passenger liability or a professional specialist seeking technical indemnity, DailyCover facilitates bespoke policy configuration and instant online procurement.

DailyCover Short-term insurance

Our online insurance portal lets you customize your insurance coverage to meet your daily needs.

Get cover today

For over a decade, DailyCover has pioneered niche digital risk transfer, delivering specialized capacity to a diverse regional clientele. Our ecosystem merges automated underwriting with the technical security of comprehensive short-term indemnity. Built on actuarial precision and Lloyd’s-backed reliability, DailyCover represents a benchmark in technical underwriting and operational excellence. Our solutions, from Passenger Liability to Aeromedical Evacuation, provide transparent, paperless protection tailored to high-stakes niche risks.

We invite businesses and individuals alike to experience the unparalleled assurance that comes with choosing DailyCover.

How to customise your cover online

Convenience:
Purchase insurance anytime, anywhere, without the hassle of paperwork.
Instant Coverage:
Get immediate protection with no waiting periods.
Flexible & Customizable Options:
Choose specific coverages like Passenger Liability or adjust coverage limits to suit your needs.
Cost Savings & Transparent Pricing:
Enjoy essential coverage at affordable rates with clear cost breakdowns.
Eco-Friendly:
Digital processes mean less paper waste, contributing to environmental conservation.

Frequently Asked Questions

What is DailyCover insurance?:
DailyCover is a short‑term insurance product that allows you to purchase cover only for the days you need it, ideal for tourism, hospitality and guides.
Can I buy passenger liability cover online?:
Yes. Our online portal lets transport operators arrange passenger liability insurance instantly.

How quickly does cover start?:
Once you complete your online purchase, cover begins immediately.
Is there a waiting period for personal accident cover?:
There is no waiting period; protection activates as soon as the policy is issued.

Guides & Passenger Liability Cover

Tailored protection for every guide’s unique journey

Get cover today

The Employed product architecture reflects an acute understanding of the systemic risks facing specialized field professionals. Whether operating within the North-South tourism corridor or leading Indian Ocean maritime excursions, our cover targets professional-specific liabilities. It provides robust indemnity for high-stakes roles, ensuring operational continuity for specialists focused on technical service delivery.

Choose Field Guide Annual Insurance Cover. Secure your passion, protect your profession

Benefits of flexible online policies

Specialised Coverage: Designed specifically for the unique risks and challenges faced by professional guides.
Comprehensive Protection: Safeguards against unforeseen events, ensuring peace of mind while on the job.
Flexible Options: Catering to both self-employed guides and those in full-time employment.
Industry Expertise: Backed by a deep understanding of the guiding profession and its inherent risks.
Focus on Your Passion: With reliable insurance in place, guides can concentrate on delivering exceptional experiences without worry.