About Us – TRUM

Complete Insurance

Pioneering Insurance
Solutions Across the Continent

Dive into the story of TRUM Africa Limited and its dedication to reshaping the insurance landscape in Africa and South Africa. Learn about our vision, diverse product offerings, and the objectives that drive us to be a trusted name in the insurance sector

Established on 01 JUNE 2018, TRUM AFRICA LIMITED, fondly known as TRUM, stands as a beacon in the insurance industry.

Registered as a Category One Global Business Company in Mauritius, we operate under an Insurance Agent license, approved by the Mauritian Financial Services Commission. Our reach extends beyond Mauritius, with TRUM registered as a foreign FSP (financial service provider) in South Africa, ensuring our presence in both Africa and South Africa.

Our business thrives on our association with Lloyds of London, leveraging their proven track record.

Our team, a blend of experience and expertise, operates from Mauritius for Africa (excluding South Africa) and Durban for South African business. With a focus on delivering top-notch administration and accounting services, our industry professionals bring considerable experience to the table. Proudly, TRUM is a part of FEG’s Corporate Governance program.

Objectives for 2023 and Beyond:

Evolve into a Multiline ‘Super’ UMA structure, offering a plethora of commercial lines insurance products.
Expand our geographical reach to Southern Africa, East Africa, and the Indian Ocean Islands.
Cater to a wide clientele including consumers, insurance brokers, insurers, reinsurers, and reinsurance brokers.
Offer covers in multiple currencies, especially USD, while ensuring a robust legal infrastructure.
Develop key partnerships with a maximum of 5 insurer partners.
Achieve an annual recurring premium of ZAR500Million or more.
Launch a Mauritian-based risk-taking vehicle.
Introduce a purpose-built IT system and HR base to support our objectives.

Legacy

Our business thrives on our association with Lloyds of London, leveraging their proven track record. Our team, a blend of experience and expertise, operates from Mauritius for Africa (excluding South Africa) and Durban for South African business. With a focus on delivering top-notch administration and accounting services, our industry professionals bring considerable experience to the table. Proudly, TRUM is a part of FEG’s Corporate Governance program.

Vision

Our aim is to offer short-term insurance products in targeted areas for Brokers, Insurers, Reinsurers, and Reinsurance brokers throughout Africa. We aspire to carry risk, participate in selected classes, and arrange the reinsurance support, ensuring a holistic approach to insurance.

Offerings

From existing commercial products that span across all industries in Africa to products in development tailored for specific sectors like Tourism, Hospitality, and Commuter Transport, our offerings are diverse and comprehensive. Our product range includes Wildlife, Cyber, Assets, Political Violence and Terrorism, Personal Accident, Kidnap & Ransom, and many more.

Meet Our Team

Behind every successful venture is a team of dedicated individuals, each bringing their unique expertise and passion to the table. At TRUM, our team is our strength. Comprising industry veterans, innovative thinkers, and dynamic professionals, our team is the driving force that propels us forward. Dive in to get acquainted with the minds and hearts that make TRUM the trusted name it is today.

Executive Head:
Carla Gillham

With 20 years of multi-class, commercial underwriting experience across Africa, Carla manages group binders and key relationships with insurers. Whilst balancing quality products and sustainable premiums, Carla contributes to the industry’s growth.

Director:
Leanne Henwood

With 24 years of insurance experience, Leanne heads up various binders through Lloyd’s of London. Her qualifications and leadership skills make her instrumental in managing diverse insurance portfolios.

Director:
Murray Corbett

With 30 years’ industry experience, Murray leads binders in Political Risks Insurance, Cyber Liability, and Directors & Officers Liability through Lloyd’s of London.

SOUTH AFRICA

Senior Underwriters

Vishwani Chutri

With 23 years of experience, Vishwani is a self-motivated individual committed to success. Her skills include strong analytical abilities, reliability, and handling confidential information. Vish manages the Cape and Coastal portfolios, specializing in risk profiling, analysis, premium determination, and client retention.

Janisha Govender

With 24 years of diverse experience, Janisha excels in commercial underwriting within the African insurance market. Holding qualifications in FAIS and FETC, Janisha specializes in new business quotations, risk profiling, analysis, policy renewals, client retention, and premium determination.

James Rawdon

With 17 years in the insurance industry, James transitioned from the tourism/ hospitality industry to oversee the wildlife binder with Lloyds of London. His unique background adds depth to his role in the safari and tourism sector.

Vusi Sibiya

With 25 years in the insurance market, Vusi applies commercial underwriting experience to oversee binders at Lloyds of London and A-rated local insurers.

Tarren Gibson

With 12 years’ experience, Tarren holds a Bachelor of Commerce and Certificate in short-term insurance. She specializes in commercial underwriting.

Shantal Moonsamy

With 17 years’ experience, Shantal provides technical assistance and guidance on policy underwriting. Detail-oriented and a critical thinker, she excels in analytical, computer, communication, problem-solving, and decision-making skills. Her ability to develop trusting relationships makes her excellent in securing the best terms for clients.

Junior Underwriters

Tammy
Reddy

With over 13 years of diverse experience, Tammy started as a front desk receptionist. She progressed within the group of companies and now manages administration and pricing for the Cape and Coastal branch. Tammy’s unique professional journey, combining administration, customer support, and underwriting, reflects her go-getter attitude and friendly team-player personality.

Anele
Khathi

With 9 years’ experience, Anele holds a Bachelor of Science and NQF Level 4 in short-term insurance. Being organized and proactive, Anele contributes to claims registration, policy administration, and junior underwriting, displaying a team-player attitude.

Samantha Naidoo

With over 13 years in the insurance industry, Samantha is committed and professional in all aspects of her work. She adds great value to the team.

Kwanda
Miya

With 4 years’ experience, Kwanda started as an insurance administrator, and is currently training to be a qualified underwriter in tourism commercial lines.

Asandiswa Xolo

With 6 years’ experience, Asandiswa handles premiums, new business quotations, and policy renewals. Holding relevant qualifications, she contributes to the growth of the commercial underwriting sector.

TRUM Direct Manager

Nadia Coward

Nadia leverages 15 years’ experience to lead the TRUM Direct team. Specializing in Tourism related liabilities, she offers financial advice and risk analysis.

TRUM Direct Underwriter
Anisha Roopnarain

With 17 years’ experience, Anisha manages new business quotes and renewals, focusing on risk analysis and underwriting.

TRUM Direct
Broker
Adrian Fredericks

With over 14 years’ experience, Adrian provides financial advice and specializes in risk profiling, analysis, and client retention.

TRUM Direct
Broker
Jay Ragunath

With 9 years’ experience, Jay assists with renewals and administration while working toward qualification.

Claims Manager

Anisha Hector

A seasoned short-term insurance specialist with over a decade of expertise, Anisha excels in claims negotiation, customer service, and team leadership. Her commitment to exceptional service sets her apart.

Senior Claims

Linda Hitzeroth

With over 43 years in the insurance industry, Linda specializes in commercial and corporate claims. She obtained her associateship degree through the Insurance Institute of Natal and is a professional member of IISA and FIA. Linda’s extensive corporate experience equips her to provide professional service and sound advice. As a former Chairlady of The Association of Women In Insurance, she enjoys networking with colleagues and like-minded professionals.

Martha Chetty

With 17 years in the insurance industry, Martha excels as a seasoned claims professional. Beyond work, she enjoys family time and creative pursuits.

Rae Williams

A claims negotiator with over 20 years in the insurance industry, Rae is highly motivated and resourceful. Recognized for her strong analytical skills and customer service, Rae is an independent, self-starter and a highly recognized team player. Her commitment to providing a high level of customer service is evident in anticipating customer needs and delivering quality solutions.

Marionette Reid

Boasting over 20 years in short-term insurance, Marionette excels in precision and systematic work. Thriving under pressure, she is goal-oriented and adept at building strong relationships with colleagues and clients. Beyond her career, Marionette is a dedicated mother of two, finding solace by the beach and contributing eagerly to the growth-focused company.

Administrator/ Underwriter

Nivaar Rampershad

With a background in sales and the motor industry, Nivaar joined the team in 2023. He is determined and self-motivated and focuses on excelling in administrative tasks and building strong relationships.

MAURITIUS

Élisée Kaulowa

Underwriting Assistant

Élisée brings a diverse background in data capturing, sales, and administration.

Tabeeta Reekoye

Finance Administrator

With over 15 years of admin experience, Tabeeta has taken on various roles, including Costing Clerk, Merchandiser, Import Clerk, Receptionist, Admin Secretary, Accounting Assistant, and HR Assistant.