What sets TRUM Africa’s insurance apart from traditional insurers?

TRUM Africa blends local expertise with global strength, being backed by Lloyd’s of London syndicates. This means you get tailored cover from a specialist underwriting manager with the financial security of a renowned international insurer.

How do I decide which insurance pillar is right for my business?

TRUM Africa’s four pillars serve different needs: Tourism & Hospitality covers accommodation, vehicles and guests; General Commercial protects wider business operations; Specialised Solutions cater for unique sectors; and Online Products provide flexible, short‑term cover. Our advisers can help you choose the right mix. Feel free to use the contact form on our contact page for guidance.

Can I tailor a policy to cover multiple risks?

Yes. TRUM works with you to build bespoke cover across commercial liability, short‑term and niche risks. Policies can combine different protections under one plan, so discuss your specific needs with an adviser.

How do I start the claims process if something happens?

For any incident, report it immediately and submit a completed claim form along with a detailed statement, witness statements and the police case number within 30 days. Do not admit liability or negotiate with third parties, TRUM will manage correspondence on your behalf.

Complete Corporate Insurance Solutions

Tourism & Hospitality Insurance

Specialised protection for the tourism ecosystem. We secure hospitality assets, accommodations, and transport fleets, addressing specific industry challenges from wildlife-related incidents to the growing threat of cyber-attacks.

General Commercial Insurance

Comprehensive risk management for the broader business sector. Our cover includes commercial vehicle fleets, public liability, and high-impact risks such as political unrest and kidnapping.

Specialised Insurance Solutions

Tailored insurance for high-stakes niche markets. We develop bespoke solutions for specialized sectors, ranging from event-specific liabilities to sensitive medical covers.

Online Insurance Products

On-demand, short-term protection accessible via our digital portal. These products provide instant coverage tailored for independent guides, operators, and individuals.

Mission & Vision

TRUM Africa provides specialised corporate insurance across South Africa. Our expert team delivers targeted solutions for the tourism, commercial, and niche sectors.

As a Lloyd’s-backed underwriting manager, we merge local market insight with global financial security to protect your personnel, assets, and operations. Whether you need broad commercial liability, agile short-term cover, or technical niche protection, we partner with you to engineer the correct policy. Experience professional certainty with a partner who understands the African risk landscape.

Meet
the Team

A company’s reliability is built on the technical expertise of its people. At TRUM, we are led by professionals who bring deep industry knowledge and practical experience to every client engagement. Our commitment to precision, combined with a thorough understanding of the insurance landscape, ensures that our clients receive high-tier service and reliable solutions. Meet the specialists who lead our operations and support your business, bringing a wealth of experience to the South African market.

Compliance

Compliance is the foundation of our operational integrity, moving beyond simple regulatory adherence to ensure total transparency and professional excellence. In an industry built on trust, we prioritize best practices that align with our core operational values. By maintaining these rigorous standards, we foster a culture where clients, brokers, and stakeholders can rely on our stability, certain that their interests are protected by a secure and ethical framework that prioritizes the long-term security of their business assets.

Corporate Governance

We are dedicated to maintaining exemplary corporate governance. Our focus extends beyond compliance to fostering an ethical, transparent organizational culture that withstands the highest levels of professional and regulatory scrutiny.

Financial
Controls

Financial discipline is central to our operational stability. We operate in strict accordance with the Companies Act and international accounting standards, ensuring our financial management is sound and dependable.

Internal
Controls

Our internal systems are engineered to protect assets and ensure financial integrity. Through clear accountability and defined authority, we ensure every transaction and policy is accurately authorized and recorded.

Frequently Asked Questions

Who is TRUM Africa?
TRUM Africa is a specialist underwriting management company providing corporate insurance solutions across tourism, commercial and niche sectors.
What products do you offer?
Our portfolio includes tourism & hospitality cover, commercial insurance, specialised solutions and an online portal for DailyCover and guides insurance.
Are you backed by a global insurer?
Yes. TRUM Africa has capacity provided by Lloyd’s of London syndicates.

Do you offer quotes online?
Short‑term products can be purchased online via our DailyCover portal, while bespoke solutions are arranged via our advisors.
Where are you located?
TRUM Africa operates throughout southern Africa with offices in Johannesburg and Durban.